Overview
This Privacy Policy explains how Richifynow, doing business as RichifyNow ("RichifyNow," "we," "us," or "our"), collects, uses, discloses, retains, and protects personal information when you:
This Privacy Policy applies to the RichifyNow website and services that link to it. It does not govern third-party websites, applications, products, or services that operate under their own privacy policies.
Privacy summary
RichifyNow may collect contact information, account information, submitted content, purchase-related information, and technical data about how visitors use the website.
We use this information to operate and secure the website, deliver requested resources, manage accounts, communicate with readers, process purchases, analyze performance, improve content, administer contributor relationships, and support advertising and affiliate activities.
We do not ask visitors to provide passwords for financial accounts, full payment-card details through ordinary website forms, or unnecessary sensitive personal information.
Depending on where you live, you may have rights to access, correct, delete, restrict, object to, or obtain a copy of your personal information. You may also have rights concerning targeted advertising, sale or sharing of personal information, marketing communications, cookies, and automated decision-making. EU and UK transparency rules require organizations to explain their processing purposes, legal bases, recipients, retention, international transfers, and applicable individual rights. See the UK Information Commissioner's guidance on privacy information.
1. Who is responsible for your information?
The organization responsible for the personal information described in this Privacy Policy is:
Legal name: Richifynow Trading name: RichifyNow Address: info@richifynow.com Privacy email: info@richifynow.com For data-protection laws that use the terms "controller" or "business," Richifynow is generally the controller or business responsible for determining why and how personal information is processed.
Where another organization independently determines how your information is used - for example, a payment processor, advertising platform, social-media service, or affiliate merchant - that organization may act as an independent controller under its own privacy policy.
2. Personal information we collect
2.1 Information you provide directly We may collect information that you voluntarily provide, including:
Account and identity information
One-time verification codes should expire after a limited period. We may retain verification events, such as whether verification succeeded, for security, fraud prevention, and account administration.
Newsletter and resource information
When you subscribe or request a resource, we may collect:
Contact and inquiry information
When you contact us, we may collect:
Contributor and author information
When you apply to write for RichifyNow or submit content, we may collect:
Partnership and advertising information
When a brand, agency, or representative contacts us, we may collect:
Purchase information
When RichifyNow sells a digital product, template, workbook, subscription, or service, we may collect:
Feedback, surveys, and community content
We may collect:
Do not submit confidential financial credentials, government identification numbers, health records, private legal documents, or other sensitive information unless RichifyNow has specifically requested it through a secure and appropriate process.
2.2 Information collected automatically When you visit or interact with RichifyNow, our systems and service providers may automatically collect:
We may use this information to operate the website, identify technical problems, understand audience behavior, measure content performance, prevent abuse, and improve user experience.
2.3 Information received from third parties We may receive information from:
For example, an affiliate merchant may tell us that an anonymous or pseudonymous referral resulted in a purchase without providing the purchaser's full identity.
2.4 Aggregated and de-identified information We may create aggregated or de-identified information that is not reasonably capable of identifying an individual. We may use such information for analytics, reporting, business planning, research, and content development.
We will not attempt to re-identify information treated as de-identified unless permitted or required by law.
3. How we use personal information
We may use personal information for the following purposes.
3.1 To provide the website and requested services We may use information to:
Where applicable, this processing may be necessary to perform a contract with you or to take steps at your request before entering into a contract.
3.2 To communicate with you We may use information to:
Transactional and security communications may still be sent when they are necessary to provide a service, even when you have opted out of promotional emails.
3.3 To operate, analyze, and improve RichifyNow We may use information to:
Depending on the circumstances and applicable law, this may be based on consent or our legitimate interest in operating and improving RichifyNow.
3.4 To personalize content and recommendations Where permitted and, when required, with your consent, we may use browsing activity, preferences, or account information to:
You may be able to control this use through cookie settings, account settings, email preferences, or privacy requests.
3.5 To support advertising, sponsorships, and affiliate programs We may use information to:
Commercial relationships do not permit sponsors to control RichifyNow's undisclosed editorial conclusions.
3.6 To protect users, RichifyNow, and others We may process information to:
3.7 To comply with legal obligations We may retain or disclose information when reasonably necessary to:
4. Legal bases for processing
Where the GDPR, UK GDPR, or similar laws apply, RichifyNow may rely on one or more of these legal bases:
Legal basis Examples
Consent Optional marketing, certain cookies, or optional personalization Contract Providing an account, paid product, requested download, or contracted
campaign
Legitimate interests
Security, fraud prevention, website improvement, limited analytics, editorial operations, and business administration where privacy interests do not override ours
Legal obligation Tax records, lawful requests, regulatory compliance Legal claims Establishing, exercising, or defending legal rights Vital interests Rare situations involving protection of life or physical safety
Where we rely on consent, you may withdraw it at any time. Withdrawal does not make earlier processing unlawful.
Where we rely on legitimate interests, we consider whether the use is necessary, proportionate, reasonably expected, and balanced against the rights and interests of affected individuals. The UK Information Commissioner's legitimate interests guidance explains that this basis requires identifying an interest, showing necessity, and balancing that interest against the individual's rights.
7. How we disclose personal information
We may disclose personal information to the following categories of recipients.
7.1 Service providers and processors These may include providers of:
These providers may process information on our behalf under contractual restrictions.
7.2 Advertising and affiliate partners We may disclose limited referral, device, cookie, or conversion information to advertising platforms, affiliate networks, sponsors, and merchants when necessary to deliver and measure campaigns.
7.3 Professional advisers Information may be disclosed to lawyers, accountants, auditors, insurers, consultants, or other advisers when reasonably necessary.
7.4 Authorities and legal recipients We may disclose information when we reasonably believe disclosure is necessary to:
7.5 Business transfers If RichifyNow or its operating entity is involved in a merger, acquisition, financing, restructuring, sale of assets, or similar transaction, information may be disclosed to relevant parties subject to appropriate safeguards.
7.6 With your direction or consent We may disclose information for another purpose that we explain when collecting your consent or instruction.
8. Sale, sharing, and targeted advertising
Version A: No sale or cross-context behavioral advertising
RichifyNow does not sell personal information for money. RichifyNow also does not currently share personal information for cross-context behavioral advertising as those terms are defined under applicable California privacy law. If our practices change, we will update this Privacy Policy and provide legally required choices before engaging in the new activity.
Version B: Advertising or sharing occurs
RichifyNow does not sell personal information for money. However, certain disclosures of online identifiers, browsing information, or advertising data to advertising partners may be considered "sharing," "targeted advertising," or a "sale" under some U.S. state privacy laws, even when no money is exchanged for the information.
We also process legally recognized browser-based opt-out preference signals where required.
Covered California businesses may need to provide clear opt-out choices and honor qualifying opt-out preference signals for sale or sharing. See the California Privacy Protection Agency FAQ.
9. International data transfers
RichifyNow may use service providers located in countries other than the country where you live.
Where required, we use an approved legal mechanism or other appropriate safeguards for international transfers, which may include:
EU data-protection rules include safeguards for transfers to countries outside the EU, including adequacy decisions and standard contractual clauses. See the European Commission data-protection overview.
10. Data retention
We retain personal information only for as long as reasonably necessary for the purposes described in this policy, including legal, accounting, security, dispute-resolution, and contractual needs.
Our retention decisions may consider:
Typical retention criteria include:
Information Retention criterion
Account data While the account is active and for a reasonable period after closure Marketing subscription Until unsubscribe or withdrawal, with a limited suppression record
retained
Information Retention criterion
OTP and authentication logs For the period necessary for authentication, security, and fraud prevention Contact inquiries Until the inquiry is resolved and for a reasonable follow-up period Purchase records For the period required by tax, accounting, payment, and consumer law Contributor records During the relationship and as needed to document publication rights Consent records As needed to demonstrate privacy and marketing choices Security logs For a period proportionate to security and investigation needs Analytics data According to the configured retention period of the applicable analytics
provider
Specific retention periods should be documented internally and configured consistently in the service providers RichifyNow uses.
11. Security
We use reasonable administrative, technical, and organizational safeguards intended to protect personal information. These may include:
No method of transmission or storage is completely secure. We cannot guarantee that unauthorized access, loss, misuse, or disclosure will never occur.
You are responsible for protecting your account credentials, email account, devices, and verification codes. Do not share a one- time verification code with another person.
12. Children's privacy
RichifyNow is not directed to children under 13, and we do not knowingly collect personal information from children under 13.
Users must be at least 18 years old, or the age of legal majority where they live, to:
If we learn that we collected personal information from a child in a manner prohibited by applicable law, we will take reasonable steps to delete it.
COPPA is designed to give parents control over information collected online from children under 13. See the FTC COPPA FAQ.
A parent or guardian who believes a child submitted personal information may contact info@richifynow.com.
13. Your privacy rights
Depending on your location and applicable law, you may have the right to:
GDPR rights include access, rectification, erasure in qualifying circumstances, restriction, portability, objection, and protections concerning certain automated decisions. See the European Commission explanation of data-protection rights.
California privacy rights may include rights to know, correct, delete, opt out of sale or sharing, limit qualifying use of sensitive information, and receive non-discriminatory treatment, subject to scope and legal exceptions. See the California Privacy Protection Agency FAQ.
Exercising a privacy right
Submit a request through:
Email: info@richifynow.com Your request should include:
We may need to verify identity before completing a request. Verification information will be used only for the verification and security process.
Some requests may be denied or limited where permitted by law, including where information must be retained for security, legal compliance, fraud prevention, completion of a transaction, protection of other people's rights, or legal claims.
Authorized agents
Where permitted by law, an authorized agent may submit a request for you. We may require proof of the agent's authority and may contact you directly to verify your identity or confirm the request.
Appeals
Where applicable law provides an appeal right, you may appeal a denied privacy request by replying to our decision or contacting info@richifynow.com with the subject line:
Privacy Request Appeal
14. Automated decision-making
RichifyNow does not currently use personal information to make decisions based solely on automated processing that produce legal or similarly significant effects.
If this changes, we will provide any notice, explanation, consent, or opt-out right required by applicable law.
We may use automated tools for lower-risk functions such as:
15. External websites and services
RichifyNow contains links to third-party websites, affiliate merchants, software providers, social platforms, embedded media, and other external services.
We do not control their privacy practices. Review the third party's privacy policy before providing information or making a purchase.
16. Changes to this Privacy Policy
We may update this Privacy Policy to reflect changes in:
The updated version will be posted on this page with a revised "Last updated" date.
Where required, we will provide additional notice or request consent before applying a material change to previously collected information.
17. Contact us
Questions, complaints, and privacy requests may be sent to:
RichifyNow / Richifynow
Address: info@richifynow.com
Privacy email: info@richifynow.com
General contact: services@mtitech.co
EEA or UK representatives
Individuals in the EEA or UK may also have the right to complain to the applicable national data-protection authority.